Our People

The team behind
global payments.

Payments veterans, governance leaders, and fintech builders — united around one mission: making every payment method accessible everywhere.

Decades of experience in
Executive Leadership

Built to scale.

The team driving Optty's product, commercial, and financial strategy across 60+ markets.

Richard Miller

CEO
Richard brings strong commercial acumen and 25 years experience in payments and fintech as a 3x start-up founder and co-founder, strategy consultant and banking executive. His background spans global financial institutions, technology platforms and growth-stage ventures, giving him a rare combination of enterprise credibility and start-up velocity.

Steven Ritchie

COO
With a career spanning senior positions at PayPal and Deloitte, Steven brings rare depth across technology, operations, and financial services. He joined Optty in 2023 and has since led the platform to become a modern, bank-grade payments solution operating at a global scale — powering some of the industry's most significant players.

Ali AlMeshal

Advisory Board Member
Senior payments and fintech executive with over 30 years of leadership experience delivering digital transformation and sustainable growth across global commerce ecosystems. Demonstrated track record in driving enterprise value, leading large-scale P&L portfolios, and structuring high-impact strategic partnerships. Trusted advisor to boards and executive teams, with deep expertise in navigating complex regulatory environments and building enduring stakeholder relationships.

Leadership Team

Product. Sales. Tech.

Deep specialists driving Optty's market expansion, product strategy, and merchant partnerships.

Matt Warner

VP of Technology
With more than 20 years of experience in engineering, data, and large-scale integration systems, Matt has developed deep expertise in distributed architecture, platform connectivity, and high-volume transactional systems. Over the past 4+ years at Optty, he has led the core integration and orchestration technology that underpins the platform — designing scalable infrastructure that standardises how alternative payment methods connect globally across retailers, e-commerce platforms, PSPs, and payment ecosystems.

Linc Dundas

VP Global Partnerships & Enablement
Lincoln brings over 13 years of specialised expertise in the payments, e-commerce, and fraud prevention landscapes. Having spearheaded initiatives for several of the world’s most prestigious brands, he possesses a sophisticated understanding of the global financial ecosystem. Lincoln is dedicated to delivering market-leading solutions and fostering strategic alliances that drive long-term growth for his diverse portfolio of innovative partners.

Rahul Hargovan

VP Finance and Treasury
Rahul brings seven years of financial and corporate experience across a prominent financial services group and a top Australian accounting firm. Leveraging this deep background in business services, tax and financial management, Rahul applies his expertise to drive fiscal oversight within Optty's rapidly evolving global payments ecosystem.

Snigdha Ghosal

Product Owner
With more than 21 years of experience across banking, liquidity, and payments, Snigdha has developed deep expertise in transaction banking operations, payment ecosystems, and product innovation. After 17 years at HSBC Global Liquidity Solutions, she joined Optty 3 years ago and now leads payment product strategy as Senior Product Owner. Her focus is on shaping scalable, partner-driven payment solutions that simplify integration, support global payment connectivity, and enable merchants to adapt quickly to the evolving payments landscape.

Board & Advisory

Strategic governance & global expertise.

The Optty board brings breadth of global governance, financial, payments, and growth expertise — with direct experience at VISA, Western Union, EBANX, and Asyad Holdings.

Alan Miltz

Chairman
Alan is the founder of Cash Flow Story, a platform helping business owners, advisors and banks understand the numbers that matter. He also founded InMatrix, which became a global standard for financial management across businesses, accounting firms and banks worldwide. Alan is a co-author of the global best-selling book by Verne Harnish, Scaling Up.

Tom Forde

Non-Executive Director
Tom is the Chief Investment Officer of a prominent Australian family office with exposure across a multitude of asset classes. He has served as a director on several private company boards including Oroton Group, and was previously an Investment Director at Tanarra Capital, co-managing the firm's private equity mid-market division.

Marie Elise Droga

Director
Marie Elise is the Chief Revenue Officer of EBANX, a fintech unicorn and the leading cross-border payments platform for emerging markets. Previously she was SVP Head of Fintech Partnerships at Visa, where she led global sales and GTM strategy, and SVP Head of Growth and Business Transformation at Western Union, where she built and managed the global enterprise sales function.

Faisal Alsayed

Non-Executive Director
Faisal is the Deputy Chairman of Asyad Holdings Group and CEO of its private equity division, where he sits on the Group's investment committee. He represents Asyad on the boards of a number of Middle Eastern and global companies, bringing sovereign capital perspective and a deep network across Gulf Cooperation Council markets.

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