One integration. Every payment method merchants need.
A single API gives processors the global breadth and local depth their merchants need across every payment type, in every market. You keep your platform, your brand, your contracts, your economics. Optty stays out of the flow of funds.
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Universal Payment AdapterThe technical layer that plugs into your stack.
The adapter handles integration, compliance, and maintenance so you don't build or run individual connections. One contract with Optty, one integration, and the entire world of payment methods becomes configurable.
One API integration
Wallets, cards, account to account, BNPL, local rails, crypto, gift, loyalty, and payouts — exposed through a single integration rather than dozens of separate builds.
Global breadth, local depth
160+ methods across 140+ countries and 140+ currencies, including the local methods that win conversion in each market.
Out of the flow of funds
Optty moves payment data, not money. Settlement runs directly between you and the payment providers.
Integrated into your stack. Controlled by you.
Connect once
Integrate the Universal Payment Adapter into your platform a single time — under your brand, inside your environment.
Configure methods
Switch on the payment methods and markets you want. No new development per method, no separate certifications to manage.
Go live, stay current
New payment methods are added continuously and maintained for you. Coverage grows without you touching the integration again.
Everything the integration carries.
Digital wallets, credit and debit cards, BNPL, bank transfers, crypto, peer to peer, gift cards, loyalty and points, and payouts.
New methods and providers are added on an ongoing basis with zero further development on your side.
Compliance and certifications are managed and kept current as part of the layer, not handed back to your team.
The experience runs under your brand across every surface, preserving a consistent merchant relationship.
One layer across eCommerce, in store, and IVR — plus additional services like 3DS2, tokenization, and fraud prevention.
A two and three level hierarchy lets you extend coverage to your own gateway and merchant partners cleanly.
Years of integration work, replaced.
Adding methods one at a time is slow, costly, and an ongoing challenge. The Universal Payment Adapter solves this problem once and for all.
Per method: scoping, development, certification, investment and ongoing maintenance is needed for every provider and every market, forever.
Integrate with Optty once, and new methods are configured and added continuously — no re-integration, no maintenance burden.
