Optty
About Us

Simplifying payments, empowering growth.

At Optty, we unlock endless payment possibilities through a single, simplified integration — granting access to hundreds of global brands across nine payment architectures, with the capability to activate any payment method in minutes.

150+ payment partners140 countries120 currenciesNine payment architecturesCertified B CorporationFounded in Australia & the UKHeadquartered in Singapore150+ payment partners140 countries120 currenciesNine payment architecturesCertified B CorporationFounded in Australia & the UKHeadquartered in Singapore
Who is Optty?

We’re just getting started.

01

Optty is a global payments infrastructure platform built for PSPs, gateways, acquirers, and merchants, offering a single integration to over 150 payment partners across 140 countries and 120 currencies. Through one simplified API, Optty enables instant access to nine major payment types — including BNPL, digital wallets, credit and debit cards, gift and virtual cards, cryptocurrency, pay with points, open banking, P2P, and payouts — without requiring additional development, saving partners and merchants thousands of engineering hours.

02

Beyond payments, Optty also delivers value-added services in ESG reporting, fraud prevention, and tokenization. As a Certified B Corporation, Optty is committed to responsible innovation and global accessibility. Founded in Australia and the UK, and headquartered in Singapore, Optty serves partners worldwide with truly local capabilities at scale.

Our People

The team behind universal payments.

Payments veterans, governance leaders, and fintech builders — united around one mission: making every payment method accessible everywhere.

Richard Miller
Richard Miller
CEO

Richard brings strong commercial acumen and 25 years of experience in payments and fintech as a 3x start-up founder and co-founder, strategy consultant, and banking executive. His background spans global financial institutions, technology platforms, and growth-stage ventures - a rare combination of enterprise credibility and start-up velocity.

Steven Ritchie
Steven Ritchie
COO

With a career spanning senior positions at PayPal and Deloitte, Steven brings rare depth across technology, operations, and financial services. Since joining Optty in 2023 he has led the platform to become a modern, bank-grade payments solution operating at global scale - powering some of the industry's most significant players.

Ali AlMeshal
Ali AlMeshal
Advisory Board Member

Senior payments and fintech executive with over 30 years of leadership experience delivering digital transformation and sustainable growth across global commerce ecosystems. A trusted advisor to boards and executive teams, with deep expertise navigating complex regulatory environments and building enduring stakeholder relationships.

Sustainability

Building a sustainable future in payments.

Discover how our innovative payment infrastructure, together with like-minded companies, is driving environmental stewardship and fostering a more sustainable future for all.

ekko

ekko empowers consumers to balance the environmental impact of every purchase, turning everyday transactions into meaningful climate action. Through its partnership with Optty, ekko makes it easier for businesses to integrate sustainable payments at scale.

Mastercard Priceless Planet Coalition

An international program promoting tree restoration across six continents, with reforestation projects designed to create maximum impact for the communities most affected by climate change.

Certified B Corporation

Optty is proud to be B Corp Certified - meeting high standards of verified performance, accountability, and transparency, from employee benefits and charitable giving to supply chain practices.

Learn more about our sustainability commitments

Go Universal.

Make universal payments your own, Contact us to get started.